---
title: Fee-Only Wealth Management | Columbia, SC | Schooner Wealth
description: Fee-only fiduciary wealth management in Columbia, SC. Retirement planning, investment management, and long-term portfolio strategy.
---

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## Schooner Wealth Management

[Call 803-200-1052](tel:+18032001052)

![James Cook](https://schoonerwealth.com/hubfs/James%20Cook.jpg "James Cook")

# Fiduciary Wealth Management

# in Columbia, SC

Independent, fee-only advice and investment management focused on your goals. 

[Schedule a Consultation](https://meetings-na2.hubspot.com/james-cook)

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## About Schooner Wealth Management

Schooner Wealth Management is an independent, fee-only firm providing disciplined investment management and financial planning in Columbia, SC.  No product sales.  No commissions.  Advice in your best interest. 

- Independently owned and client-focused
- Straightforward guidance without the sales pitch
- Built for clarity, not complexity

[Meet James Cook](https://schoonerwealth.com/aboutus?hsLang=en)

## What I Offer

### **Portfolio Management**

Actively managed portfolios tailored to your needs, using research-driven strategies.

### **Retirement Planning**

Plan confidently with guidance on retirement timelines, withdrawals, and rollover options.

### **Donor-Advised Funds**

Maximize your giving with low-cost DAF portfolio strategies.

### **Tax & Risk Strategy**

Help managing tax efficiency, risk exposure, and long-term sustainability.

### **SRI/ESG Available**

Socially responsible investing upon request.

[Learn more](https://schoonerwealth.com/contact-us?hsLang=en)

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## Independent, fiduciary advice focused on your goals—not commissions.

![pexels-nathan-moore-1300563-2479657](https://schoonerwealth.com/hs-fs/hubfs/pexels-nathan-moore-1300563-2479657.jpg?width=2000&height=1333&name=pexels-nathan-moore-1300563-2479657.jpg "pexels-nathan-moore-1300563-2479657")

 

## Trust and Protection 

Client assets are held at Charles Schwab & Co., Inc., which offers SIPC coverage up to $500,000 (including $250,000 for cash) per client, and FDIC insurance up to $250,000 per depositor through its bank sweep program.

Schooner Wealth Management maintains a $35,000 surety bond and carries Errors & Omissions (E&O) insurance with $1 million in aggregate coverage.

These layers of protection reflect my commitment to your financial security.

 

## Why Clients Choose Schooner Wealth Management

Fiduciary advice where your interests come first

Flat, transparent AUM-based fees

No commissions. Ever.

Personal service from a trusted professional

[Learn more](https://schoonerwealth.com/contact-us?hsLang=en)

## Ready to Take the Next Step?

Let’s talk about how I can help guide your financial future.

 

[Learn more](https://schoonerwealth.com/contact-us?hsLang=en)

![pexels-nietjuhart-14436275](https://schoonerwealth.com/hs-fs/hubfs/pexels-nietjuhart-14436275.jpg?width=2000&height=1333&name=pexels-nietjuhart-14436275.jpg "pexels-nietjuhart-14436275")

### Frequently Asked Questions

What makes Schooner Wealth Management different from big firms?

I offer independent, fee-only advice with no commissions or product sales, just straightforward, personalized guidance focused on your goals.

Is there a minimum account size to become a client?

Yes, I typically work with clients who have at least $100,000 in investable assets. This helps ensure the service and strategy are a good fit.

How do you charge for your services?

I use a tiered, assets-under-management (AUM) fee structure, billed quarterly. Fees are clearly disclosed and always based on your total managed balance with no hidden charges.

> ## "The most important quality for an investor is temperament, not intellect."
> 
> 
> 
> ![warren-buffett-dbw2-1024x1024](https://schoonerwealth.com/hubfs/warren-buffett-dbw2-1024x1024.jpg)
> 
> Warren Buffett
> 
>  

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Schooner Wealth Management, LLC

(803) 200-1052 | James@SchoonerWealth.com

*Registered Investment Advisor *

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