Helping You Navigate Life’s Financial Journey.
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About Schooner Wealth Management
Founded by James L. Cook, MBA, PE, Schooner Wealth Management offers independent, fee-only investment management with no product sales, no hidden agendas, and no pressure.
With a background in engineering and economics, I bring a structured, research-driven approach to managing your portfolio—always with your goals at the center.
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Independently owned and client-focused
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Straightforward guidance without the sales pitch
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Built for clarity, not complexity
What I Offer
Portfolio Management
Actively managed portfolios tailored to your needs, using research-driven strategies.
Retirement Planning
Plan confidently with guidance on retirement timelines, withdrawals, and rollover options.
Donor-Advised Funds
Maximize your giving with low-cost DAF portfolio strategies.
Tax & Risk Strategy
Help managing tax efficiency, risk exposure, and long-term sustainability.
SRI/ESG Available
Socially responsible investing upon request.
Independent, fiduciary advice focused on your goals—not commissions.
Trust and Protection
Client assets are held at Charles Schwab & Co., Inc., which offers SIPC coverage up to $500,000 (including $250,000 for cash) per client, and FDIC insurance up to $250,000 per depositor through its bank sweep program.
Schooner Wealth Management maintains a $35,000 surety bond and carries Errors & Omissions (E&O) insurance with $1 million in aggregate coverage.
These layers of protection reflect my commitment to your financial security.
Why Clients Choose Schooner Wealth Management
Fiduciary advice—your interests come first
Flat, transparent AUM-based fees
No commissions. Ever.
Personal service from a trusted professional
Ready to Take the Next Step?
Let’s talk about how I can help guide your financial future.
Frequently Asked Questions
What makes Schooner Wealth Management different from big firms?
I offer independent, fee-only advice with no commissions or product sales—just straightforward, personalized guidance focused on your goals.
Is there a minimum account size to become a client?
Yes, I typically work with clients who have at least $100,000 in investable assets. This helps ensure the service and strategy are a good fit.
How do you charge for your services?
I use a tiered, assets-under-management (AUM) fee structure, billed quarterly. Fees are clearly disclosed and always based on your total managed balance—no hidden charges.
"The most important quality for an investor is temperament, not intellect."